On this episode, Elio interviews Brad Hoewler, Founder and CEO of Pay Theory. Pay Theory is a FinTech company focused on how schools and other future building service providers interact with families around money. As school payments move to specialized EdTech SaaS platforms, Pay Theory helps families with challenges with the American banking system make school payments, a problem that affects about 30% of parents with school-aged children. Brad shares his experience of transitioning from being an accountant to being an entrepreneur, scaling and exiting his first company, and why using FinTech to make sure no child is left behind fuels Pay Theory. Enjoy!